Finance · SIP
Monthly SIP into a corpus.
Drop the monthly amount + expected return + horizon. See the corpus, total invested, and what compounding adds on top.
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Inputs
Nifty 50 long-run. Reduce for conservative bonds/FD.
Advanced — step-up SIP
e.g. 10% means SIP grows 10% every year. Default 0 = flat SIP.
Receipts
Final corpus
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Total invested
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Wealth gain
—
—
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When this number lies
- 12% is the historical equity index ballpark. Bonds compound ~6-8%, FD/savings ~3-5%.
- Inflation eats 3-4%/yr of real purchasing power. Subtract to see real corpus.
- Tax on capital gains not modelled.
How this is calculated
- Flat SIP:
FV = P × ((1+r/12)^(12n) − 1) / (r/12) × (1+r/12) - Step-up: iterates month-by-month, increments SIP each year by step_up_pct
- P = monthly SIP, r = annual return, n = years
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