Tools · Bhovix

Every calculator. One spreadsheet each.

Free. No signup. The math runs in your browser; your inputs never leave the page.

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Pick a question

Each tool answers one specific business question with receipts.

The Math

AI ROI Calculator

Hours saved × rate − tool cost. Payback days, 12-month net, 3-year NPV.

Compare

AI Tool Stack Comparator

Jobber vs ServiceTitan vs Housecall Pro — feature by feature, dollar by dollar.

Anti-stack

SaaS Subscription Audit

List your subs, mark what you actually use. See the annual bleed.

The Math

Hourly Rate Calculator

What you actually need to charge to hit your income target after overhead.

The Math

Customer Lifetime Value

CLV plus the 3:1 acceptable customer acquisition cost the CFO uses.

The Math

Lead Cost Calculator

CAC, ROAS, and profit per lead from your ad spend.

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The Math

Break-Even Calculator

How many jobs per month you need before you stop bleeding.

Automate

Automation Time Saver

Pick your recurring tasks. See annual hours and dollars on the table.

Quiz

AI Tool Quiz

Five questions. One or two recommendations. No 30-tool listicles.

Finance

Compound Interest Calculator

Principal, rate, years, compounding frequency. Final balance + interest earned.

Finance

SIP Calculator

Monthly SIP + return + horizon. Corpus, total invested, and the compounding gain.

Finance

Tax Bracket Calculator (India + US)

Effective tax + take-home. India FY25 new regime + US 2025 brackets.

Finance

Retirement Target

Corpus needed + monthly SIP to hit it. Inflation-adjusted FIRE math.

Senior · Medicare

Medicare Plan Estimator

2026 Part B + IRMAA + Medigap vs Medicare Advantage. Verified to CMS Nov 2025 figures.

Senior · Withdrawal

Retirement Withdrawal Rate

Bengen + Trinity success-rate test for 30-year retirement. 4% rule done honestly.

Senior · Budget

Senior Budget (Fixed Income)

Social Security + pension vs essential and discretionary expenses. 5-year inflation-adjusted gap.

Senior · Social Security

SS Claiming Age

Claim 62, FRA, or 70? Monthly benefit, lifetime payout, breakeven age per SSA POMS.

Make Money · AdSense

AdSense Earnings Estimator

Realistic 2026 RPM by niche + region + maturity. Monthly + annual revenue.

Make Money · YouTube

YouTube Revenue Estimator

AdSense + sponsorship combined. Long-form vs Shorts. 2026 niche RPMs baked in.

Make Money · Affiliate

Affiliate ROAS

Ad spend + clicks + conversion + commission. ROAS, profit, scale-or-kill verdict.

Make Money · Side Hustle

Side Hustle Payback

When does your side project pay back startup cost? Financial + time-adjusted, 12/24 month net.

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Don’t know which one to start with?

Run the free AI audit. Three calculators in sequence, five minutes total. By the end you’ll know whether the tool you’re considering pays for itself, where your hours actually go, and which subscriptions are bleeding you.