Plan the long game with honest math.
Compounding, contributions, tax, and a realistic retirement number — the quiet math that decides almost everything.
Run your numbers
Pick the question on your mind. Each one shows its working.
Compound Interest
Principal, rate, years, frequency. Final balance and the interest that did the work.
InvestingSIP Calculator
Monthly SIP + return + horizon. Corpus, total invested, and the compounding gain.
TaxTax Bracket (India + US)
Effective tax + take-home. India FY 2026-27 new regime + US 2026 brackets.
RetirementRetirement Target
The corpus you need plus the monthly contribution to hit it, inflation-adjusted.
WithdrawalRetirement Withdrawal Rate
Bengen + Trinity success-rate test for a 30-year retirement. The 4% rule, honestly.
Social SecuritySS Claiming Age
Claim at 62, FRA, or 70? Monthly benefit, lifetime payout, and breakeven age.
BudgetSenior Budget (Fixed Income)
Social Security + pension vs essential and discretionary expenses, 5-year view.
Time does the heavy lifting.
The biggest personal-finance lever isn't a hot pick — it's compounding, contributions, and not overpaying tax, repeated for years. These tools make the long game concrete enough to act on today.
Educational tools, not financial advice. Full disclosure.